We offer investment advisory services to a diversified group including individuals, high net worth individuals, trusts, estates, pension and profit sharing plans (other than plan participants), non-profit organizations, corporations and other business entities. We generally require a minimum account balance of $20,000, however we may waive or lower this requirement based on various criteria. The securities we primarily trade are low cost US index exchange traded funds (ETF’s), sector ETF’s, commodity ETF’s, and Vanguard fixed income ETF’s. We’ll trade options on the more liquid ETF’s and we may invest in individual stocks at times.
As part of our portfolio management services, we’ll provide a quarterly newsletter which gives a glimpse into what and why we’re doing things. We’ll also work with our clients on a range of other issues such as harvesting year-end tax losses, budgeting and cash flow analysis. Lastly, we do not sell or make recommendations concerning insurance or annuities.
Our blended AUM fee structure is as follows:
The first $250,000 is 1.5%
$250k to 500k is 1.25%
$500k to 1 million is 1.00%
$1-2 million is .75%
Over $2million is .5%
We are willing to negotiate these fees depending on the portfolio. For our more aggressive clients who meet certain qualifications, we’re open to negotiating performance based fees.